--- title: Services | Debt, Equity and Deal Structuring | Dane Isaac description: Debt placement, equity and partnership formation, deal structuring, financial modeling and due diligence for real estate owners, developers and investors. --- [DIA Dane Isaac Associates](https://dane-isaac.com/?hsLang=en) [Services](https://dane-isaac.com/services?hsLang=en) Sectors [Multifamily](https://dane-isaac.com/multifamily?hsLang=en)[Affordable Housing](https://dane-isaac.com/affordable-housing?hsLang=en)[Healthcare Real Estate](https://dane-isaac.com/healthcare-real-estate?hsLang=en) [Track Record](https://dane-isaac.com/track-record?hsLang=en) [Insights](https://dane-isaac.com/dane-isaac-insights?hsLang=en) [About](https://dane-isaac.com/about?hsLang=en) [Book a call](https://meetings-na2.hubspot.com/david-opalek) Menu [Services](https://dane-isaac.com/services?hsLang=en) [Multifamily](https://dane-isaac.com/multifamily?hsLang=en) [Affordable Housing](https://dane-isaac.com/affordable-housing?hsLang=en) [Healthcare Real Estate](https://dane-isaac.com/healthcare-real-estate?hsLang=en) [Track Record](https://dane-isaac.com/track-record?hsLang=en) [Insights](https://dane-isaac.com/dane-isaac-insights?hsLang=en) [About](https://dane-isaac.com/about?hsLang=en) [Contact](https://dane-isaac.com/contact?hsLang=en) [Book a call](https://meetings-na2.hubspot.com/david-opalek) # Capital advisory for the whole transaction Most real estate transactions that stall do so for a financing reason. The loan sizes below the request. The equity partner and the sponsor disagree on control. A subsidy commitment arrives late and the rate lock does not wait. Dane Isaac Associates is engaged to solve those problems before they cost the deal, and to run the capital process from the first model to the closing table. ## Debt placement #### What it covers Sizing the loan, choosing the execution, preparing the lender package, running the process with lenders, and negotiating the term sheet and loan documents alongside your counsel. #### When clients need it An acquisition with a closing date. A construction or bridge loan coming due. A refinancing where the first quotes disappointed. A property a single lender has already declined. #### What you receive A lender package built to be underwritten, competing quotes laid out on comparable terms, and one person managing the lender from application through closing. #### Capital sources Agency lenders (Fannie Mae and Freddie Mac), HUD/FHA-insured loans, bank construction and term loans, CMBS, life insurance companies, bridge and mezzanine lenders, and tax-exempt bond financing. ## Equity and partnership formation #### What it covers Identifying equity partners who invest in the property type and deal size, presenting the transaction, and negotiating the partnership terms: contributions, returns, control, guarantees and exit. #### When clients need it The sponsor’s own capital does not cover the equity requirement. An existing partner wants out. A development needs tax credit equity priced and committed. #### What you receive Introductions to equity sources that fit the transaction, a term comparison, and partnership terms that hold up when the property underperforms the plan as well as when it beats it. #### Capital sources Institutional equity, family offices, joint venture partners, preferred equity, and Low-Income Housing Tax Credit equity. ## Deal structuring and financial modeling #### What it covers Building the capital stack and the financial model that support it: sources and uses, debt sizing, the partnership waterfall, sensitivity cases, and the integration of public subsidy where a deal has it. #### When clients need it Before going to market for capital, when the structure is still open. During a negotiation, when a counterparty’s change needs to be tested. After a quote, when the numbers no longer close. #### What you receive A working model you own, a recommended structure with the alternatives it was chosen over, and a clear statement of where the transaction is exposed. ## Due diligence and transaction support #### What it covers Organizing the diligence file, answering lender and investor questions, coordinating third-party reports, tracking the closing checklist, and keeping every party on the same timeline. #### When clients need it Any transaction with more than one capital source, a short timeline, or a counterparty asking questions faster than the sponsor’s staff can answer them. #### What you receive A complete, current data room, written answers to diligence requests, and a closing that runs to its schedule. ## Four stages 1. ### Review David reads the deal: the property, the numbers, the parties and the deadline. You get a direct answer on whether it is financeable and on what terms. 2. ### Structure The capital stack and the model are built, and the target lenders and investors are chosen. 3. ### Execution The transaction goes to market. Quotes are compared, terms negotiated, and diligence managed through closing. 4. ### After closing The relationship continues through conversion, refinancing or the next acquisition. ## Bring the deal as it stands today. The first conversation is about whether it can be financed and how. [Book a call](https://meetings-na2.hubspot.com/david-opalek) DIA Real Estate Capital Advisory - [Services](https://dane-isaac.com/services?hsLang=en) - [Track Record](https://dane-isaac.com/track-record?hsLang=en) - [Insights](https://dane-isaac.com/dane-isaac-insights?hsLang=en) - [About](https://dane-isaac.com/about?hsLang=en) - [Contact](https://dane-isaac.com/contact?hsLang=en) - [Multifamily](https://dane-isaac.com/multifamily?hsLang=en) - [Affordable Housing](https://dane-isaac.com/affordable-housing?hsLang=en) - [Healthcare Real Estate](https://dane-isaac.com/healthcare-real-estate?hsLang=en) - [info@dane-isaac.com](mailto:info@dane-isaac.com) - [(614) 778-9698](tel:+16147789698) - Columbus, Ohio - [LinkedIn](https://www.linkedin.com/in/davidgopalek/) © 2026 Dane Isaac Associates LLC [Privacy Policy](https://dane-isaac.com/privacy-policy?hsLang=en)   [Terms of Use](https://dane-isaac.com/terms?hsLang=en)