--- title: Multifamily Debt and Equity Advisory | Dane Isaac Associates description: Debt and equity for conventional multifamily acquisitions, refinancings and recapitalizations, arranged by a principal with 15+ years in apartment finance. --- [DIA Dane Isaac Associates](https://dane-isaac.com/?hsLang=en) [Services](https://dane-isaac.com/services?hsLang=en) Sectors [Multifamily](https://dane-isaac.com/multifamily?hsLang=en)[Affordable Housing](https://dane-isaac.com/affordable-housing?hsLang=en)[Healthcare Real Estate](https://dane-isaac.com/healthcare-real-estate?hsLang=en) [Track Record](https://dane-isaac.com/track-record?hsLang=en) [Insights](https://dane-isaac.com/dane-isaac-insights?hsLang=en) [About](https://dane-isaac.com/about?hsLang=en) [Book a call](https://meetings-na2.hubspot.com/david-opalek) Menu [Services](https://dane-isaac.com/services?hsLang=en) [Multifamily](https://dane-isaac.com/multifamily?hsLang=en) [Affordable Housing](https://dane-isaac.com/affordable-housing?hsLang=en) [Healthcare Real Estate](https://dane-isaac.com/healthcare-real-estate?hsLang=en) [Track Record](https://dane-isaac.com/track-record?hsLang=en) [Insights](https://dane-isaac.com/dane-isaac-insights?hsLang=en) [About](https://dane-isaac.com/about?hsLang=en) [Contact](https://dane-isaac.com/contact?hsLang=en) [Book a call](https://meetings-na2.hubspot.com/david-opalek) # Multifamily Apartments remain the property type lenders and investors know best, and capital for a well-located, well-run property is available. The difficulty is in the terms. Loan proceeds are sized to today’s debt service coverage, which often leaves a gap between the loan a borrower expected and the loan a lender will make. Filling that gap, and choosing among executions that each trade proceeds, rate, recourse and flexibility differently, is the work. ## What the firm does in multifamily - Acquisition financing for conventional and market-rate properties. - Refinancing of maturing construction, bridge and permanent loans. - Recapitalizations that bring in a new equity partner or buy out an existing one. - Joint venture and preferred equity for sponsors growing a portfolio. ## Capital for multifamily Agency loans through Fannie Mae and Freddie Mac lenders, FHA-insured loans, bank and life company loans, bridge financing for properties in transition, and joint venture and preferred equity. The right execution depends on the business plan: how long you will hold, how much work the property needs, and how much recourse you will accept. ## David’s background in multifamily David spent the first part of his career as a lender on multifamily and healthcare properties, closing more than $1 billion in loans at Red Capital Group, now Lument, and then founding the Columbus office of Love Funding. As Chief Investment Officer of Scioto Properties from 2021 to 2024 he ran acquisitions from the owner’s side. He knows how a lender’s credit committee reads a multifamily file because he has prepared those files and presented them. [See the track record](https://dane-isaac.com/track-record?hsLang=en) ## Related commentary October 7, 2026 ### [FHA Multifamily Loans Take 9 to 12 Months to Close. The Faster Fix Is Administrative.](https://dane-isaac.com/dane-isaac-insights/fha-multifamily-loans-take-9-to-12-months-to-close.-the-faster-fix-is-administrative?hsLang=en) A bipartisan caucus agenda and the FHA Commissioner hearing point at the same problem: how long FHA multifamily loans take to close. September 16, 2026 ### [Opportunity Zones 2.0: Governors Redraw the Map by September 28](https://dane-isaac.com/dane-isaac-insights/opportunity-zones-2.0-governors-redraw-the-map-by-september-28?hsLang=en) Governors nominate Opportunity Zone tracts by September 28 under tighter eligibility. What the OZ 1.0 record says about housing and affordability. August 12, 2026 ### [JPMorganChase Commits $750 Billion to Housing. Where It Lands in the Capital Stack Is the Question.](https://dane-isaac.com/dane-isaac-insights/jpmorganchase-commits-750-billion-to-housing.-where-it-lands-in-the-capital-stack-is-the-question?hsLang=en) JPMorganChase's $750 billion American Dream Initiative targets households under 120% of AMI. What that means for LIHTC and HUD-financed deals. [All articles](https://dane-isaac.com/dane-isaac-insights?hsLang=en) ## Buying, refinancing or recapitalizing an apartment property? Start with a conversation about the numbers. [Book a call](https://meetings-na2.hubspot.com/david-opalek) DIA Real Estate Capital Advisory - [Services](https://dane-isaac.com/services?hsLang=en) - [Track Record](https://dane-isaac.com/track-record?hsLang=en) - [Insights](https://dane-isaac.com/dane-isaac-insights?hsLang=en) - [About](https://dane-isaac.com/about?hsLang=en) - [Contact](https://dane-isaac.com/contact?hsLang=en) - [Multifamily](https://dane-isaac.com/multifamily?hsLang=en) - [Affordable Housing](https://dane-isaac.com/affordable-housing?hsLang=en) - [Healthcare Real Estate](https://dane-isaac.com/healthcare-real-estate?hsLang=en) - [info@dane-isaac.com](mailto:info@dane-isaac.com) - [(614) 778-9698](tel:+16147789698) - Columbus, Ohio - [LinkedIn](https://www.linkedin.com/in/davidgopalek/) © 2026 Dane Isaac Associates LLC [Privacy Policy](https://dane-isaac.com/privacy-policy?hsLang=en)   [Terms of Use](https://dane-isaac.com/terms?hsLang=en)