--- title: Dane Isaac Insights | Housing Policy description: Housing Policy | Though Leadership at the intersection of Commercial Real Estate and Healthcare --- [DIA Dane Isaac Associates](https://dane-isaac.com/) [Services](https://dane-isaac.com/services) Sectors [Multifamily](https://dane-isaac.com/multifamily)[Affordable Housing](https://dane-isaac.com/affordable-housing)[Healthcare Real Estate](https://dane-isaac.com/healthcare-real-estate) [Track Record](https://dane-isaac.com/track-record) [Insights](https://dane-isaac.com/dane-isaac-insights) [About](https://dane-isaac.com/about) [Book a call](https://meetings-na2.hubspot.com/david-opalek) Menu [Services](https://dane-isaac.com/services) [Multifamily](https://dane-isaac.com/multifamily) [Affordable Housing](https://dane-isaac.com/affordable-housing) [Healthcare Real Estate](https://dane-isaac.com/healthcare-real-estate) [Track Record](https://dane-isaac.com/track-record) [Insights](https://dane-isaac.com/dane-isaac-insights) [About](https://dane-isaac.com/about)[Contact](https://dane-isaac.com/contact) [Book a call](https://meetings-na2.hubspot.com/david-opalek) # Housing Policy Commentary on real estate capital markets, housing policy and healthcare real estate from David Opalek, founder of Dane Isaac Associates. - [All articles](https://dane-isaac.com/dane-isaac-insights) - [Affordable Housing](https://dane-isaac.com/dane-isaac-insights/tag/affordable-housing) - [Housing Policy](https://dane-isaac.com/dane-isaac-insights/tag/housing-policy) - [HUD Programs](https://dane-isaac.com/dane-isaac-insights/tag/hud-programs) - [Market Analysis](https://dane-isaac.com/dane-isaac-insights/tag/market-analysis) - [Multifamily](https://dane-isaac.com/dane-isaac-insights/tag/multifamily) - [Healthcare Real Estate](https://dane-isaac.com/dane-isaac-insights/tag/healthcare-real-estate) - [Behavioral Health](https://dane-isaac.com/dane-isaac-insights/tag/behavioral-health) - [Strategic Advisory](https://dane-isaac.com/dane-isaac-insights/tag/strategic-advisory) October 7, 2026 [Housing Policy](https://dane-isaac.com/dane-isaac-insights/tag/housing-policy) ## [FHA Multifamily Loans Take 9 to 12 Months to Close. The Faster Fix Is Administrative.](https://dane-isaac.com/dane-isaac-insights/fha-multifamily-loans-take-9-to-12-months-to-close.-the-faster-fix-is-administrative) A bipartisan caucus agenda and the FHA Commissioner hearing point at the same problem: how long FHA multifamily loans take to close. September 16, 2026 [Housing Policy](https://dane-isaac.com/dane-isaac-insights/tag/housing-policy) ## [Opportunity Zones 2.0: Governors Redraw the Map by September 28](https://dane-isaac.com/dane-isaac-insights/opportunity-zones-2.0-governors-redraw-the-map-by-september-28) Governors nominate Opportunity Zone tracts by September 28 under tighter eligibility. What the OZ 1.0 record says about housing and affordability. August 19, 2026 [Housing Policy](https://dane-isaac.com/dane-isaac-insights/tag/housing-policy) ## [California Awards $239 Million in Gap Financing to 20 Stalled Affordable Housing Projects](https://dane-isaac.com/dane-isaac-insights/california-awards-239-million-in-gap-financing-to-20-stalled-affordable-housing-projects) California's Multifamily Housing Program gap fund awarded nearly $239 million to 20 construction-ready projects short of closing capital. August 19, 2026 [Housing Policy](https://dane-isaac.com/dane-isaac-insights/tag/housing-policy) ## [The LIHTC Carryback Bill Targets Investor Demand, Where Credit Pricing Is Under Pressure](https://dane-isaac.com/dane-isaac-insights/the-lihtc-carryback-bill-targets-investor-demand-where-credit-pricing-is-under-pressure) S. 5366 would extend the Housing Credit carryback from one year to five, widening the pool of investors who can use credits as supply expands. August 5, 2026 [Housing Policy](https://dane-isaac.com/dane-isaac-insights/tag/housing-policy) ## [The Senate's Continuing Resolution Keeps Vouchers Funded Through December 11 and Settles Nothing for FY27](https://dane-isaac.com/dane-isaac-insights/the-senates-continuing-resolution-keeps-vouchers-funded-through-december-11-and-settles-nothing-for-fy27) The August 2 Senate continuing resolution repurposes voucher funds and extends homeless assistance grants, but leaves FY27 HUD funding unresolved. July 29, 2026 [Housing Policy](https://dane-isaac.com/dane-isaac-insights/tag/housing-policy) ## [ROAD to Housing Act: Who the Institutional Investor Restrictions Actually Reach](https://dane-isaac.com/dane-isaac-insights/road-to-housing-act-who-the-institutional-investor-restrictions-actually-reach) The 350-home threshold, the build-to-rent exemption, the dropped divestment rule and the HUD reporting regime in the 21st Century ROAD to Housing Act. February 25, 2026 [Housing Policy](https://dane-isaac.com/dane-isaac-insights/tag/housing-policy) ## [Housing for the 21st Century Act: What It Really Changes for LIHTC Deals in 2026](https://dane-isaac.com/dane-isaac-insights/housing-for-the-21st-century-act-what-it-really-changes-for-lihtc-deals-in-2026) The combination of the Housing for the 21st Century Act and recent HUD/CDFI appropriations doesn't erase feasibility gaps, but it does quietly change how LIHTC deals get financed and underwritten. February 18, 2026 [Housing Policy](https://dane-isaac.com/dane-isaac-insights/tag/housing-policy) ## [HUD Wants Better Public Housing Data - Here's Why Developers and Investors Should Care](https://dane-isaac.com/dane-isaac-insights/hud-wants-better-public-housing-data-heres-why-developers-and-investors-should-care) HUD's new 60-day notice to update public housing reporting is a signal: the next phase of housing policy isn't just about authorizing more money; it's about demonstrating outcomes with real, credible data. February 11, 2026 [Housing Policy](https://dane-isaac.com/dane-isaac-insights/tag/housing-policy) ## [Congress Is Quietly Re-Opening the LIHTC Spigot. Are You Ready for the Next Wave of Deals?](https://dane-isaac.com/dane-isaac-insights/congress-is-quietly-re-opening-the-lihtc-spigot.-are-you-ready-for-the-next-wave-of-deals) Between bipartisan packages in the House and renewed Senate talks on the ROAD to Housing Act, we're seeing something rare in 2026: real, cross-party energy around expanding and modernizing the country's primary affordable housing production tool. ## Have a transaction that needs debt or equity? Talk it through with David directly. 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